ALGARVE 2026 GUIDE
Thinking of buying in the Algarve? Start by understanding the market.
The Algarve market is evolving. This guide gives you the keys to buy at the right price, in the right area, at the right time — September 2026 edition.
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What you'll find inside
- The 10 steps of buying in Portugal — from project framing to handover of keys
- Real all-in budget: IMT, Stamp Duty, notary, lawyer — 7 to 10% on top of the price
- Best areas by budget: from €150k to €1.5M+
- The 7 pitfalls to avoid: undeclared extensions, AUGI zones, missing AL licence
- Due diligence checklist: caderneta, certidão, habitation licence, energy certificate
- Taxation in 2026: NHR 2.0, Golden Visa, France-Portugal tax treaty
- Financing: Portuguese bank or cash — what you need to know
- Short-term letting: AL licences, parish-level regulation
- Market 2026: trends, prices and second-half opportunities
- The question to ask before any purchase: “Would we buy it?”
ALGARVE 2026 GUIDE
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FAQ
Frequently asked questions
On average 2 to 4 months between accepted offer and handover of keys. Allow 2 to 4 weeks for the CPCV (promissory contract) and 30 to 90 days afterwards for the escritura (deed).